A SEPA file, which is also known as Bank file, contains the bank information of your employees as well as the net pay for that payroll. This will make the process of paying your employees much quicker. All you need to do is download the SEPA file from Buddy and upload it to your bank.
Entering Bank Details
To be able to download the SEPA file, make sure to enter:
Downloading SEPA File
Once these bank details are entered,
- Go to Payroll History
- Click the Actions button
- Click on Pay by SEPA File
- Insert Payment Date
- Click Generate Bank File
Once the Bank File is downloaded, you can upload this to your bank's site to effect the payments. This process may vary depending on the bank's procedure.
SEPA File Formats
Buddy supports a standardised SEPA File format, which is .xml, an internationally accepted format.
Bank of Valletta (BOV)
For BoV Customers, the file is in an .sct format with 2 options (PAIN versions).
The Legacy version (.03) is the main format used until October 2025.
The new standard format is now defaulted: New Standard version (.09).Note, that this requires you to also enable Batch Mode in the Company > Bank Settings
BoV Test Files
Should the bank request the SEPA file to be in .txt for a test version, rename the downloaded file to change the suffix to '.txt'.
Confirm to convert the file, which will now be in text format for easier readability.
Other Customisations
If your bank requires modifications to the SEPA file, please contact support@buddy.hr for assistance.
Please note that Buddy cannot guarantee to deliver customisations, especially when changes are requested within a short time frame.
The responsibility falls under the banks to support and accept standardised files as regulated by ISO 20022 and the European Payments Council.